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Terms & Conditions

Last updated: January 15, 2026.

These Terms & Conditions (hereinafter: "Terms") govern access to and use of the website norvexalithara.com operated by Norvexalithara d.o.o., headquartered at Ulica grada Vukovara 271, 10000 Zagreb, Croatia (OIB: 47821693054). By accessing this website, you confirm that you have read, understood, and accepted these Terms.

1. Service Description

Norvexalithara d.o.o. provides an informational platform dedicated to real estate crowdfunding in Croatia. The content of this website is for informational purposes only and does not constitute investment advice, an offer to sell financial instruments, or a solicitation to invest.

2. Access Conditions

Access to the website is permitted to all persons over the age of 18. By using the site, you warrant that you have the legal capacity to accept these Terms. We reserve the right to restrict access to certain content or services without prior notice.

3. Intellectual Property

All content on this website — including texts, graphics, logos, images, audio and video materials, software, and databases — is the property of Norvexalithara d.o.o. or is used with the permission of the rights holders. Any unauthorized reproduction, distribution, or modification of content is strictly prohibited and may result in legal action.

4. Limitation of Liability

Information on this website is provided "as is" without any warranties, express or implied. Norvexalithara d.o.o. assumes no liability for: • Accuracy, completeness, or timeliness of information on the site • Losses or damages arising from the use of information from this website • Temporary unavailability of the site due to technical reasons or maintenance • Content of external websites linked from our site

5. Investment Risks

Real estate crowdfunding carries inherent risks. The value of investments may rise or fall, and past performance does not guarantee future returns. Before making investment decisions, we advise consulting a licensed financial advisor. Norvexalithara d.o.o. does not provide individual investment advice.

6. Regulatory Framework

Norvexalithara d.o.o. operates in accordance with: • Capital Market Act (OG 65/18, 17/20, 83/21) • Regulation (EU) 2020/1503 on European crowdfunding service providers • Consumer Protection Act (OG 19/22) • General Data Protection Regulation — GDPR (Regulation (EU) 2016/679) Supervisory authority: Croatian Financial Services Supervisory Agency (HANFA)

7. Contact Form and Communication

The contact form on this website is for general inquiries only. By submitting the form, you consent to the processing of entered data in accordance with our Privacy Policy. Do not send confidential financial information through the contact form.

8. Amendments to Terms

We reserve the right to amend these Terms at any time without prior notice. Amended Terms take effect on the date of publication on this page. Continued use of the website after publication of amendments constitutes acceptance of the new Terms.

9. Governing Law and Jurisdiction

These Terms are interpreted and applied in accordance with the laws of the Republic of Croatia. For all disputes arising from the use of this website, the competent court in Zagreb, Republic of Croatia, shall have jurisdiction.

10. Contact

For all questions regarding these Terms & Conditions, contact us: Norvexalithara d.o.o. Ulica grada Vukovara 271, 10000 Zagreb, Croatia Email: info@norvexalithara.com Phone: +385 1 4567 890